Pet Owners in AYRSHIRE – Keep Them Calm and Carry on This Fireworks Season
We share seven tips from national pet charities to keep pets from suffering stress this fireworks season in this two-minute read.
At PARKVIEW PROPERTY, we love pets.
And we get to meet plenty of our clients’ furry friends during our daily work across Ayrshire
According to a 2018 survey by builders, McCarthy Stone, pets made people a lot happier about their everyday lives.
45% of the people they polled said their pet is the main reason they exercise, and a whopping 31% said having a pet gives them a purpose in life.
So, now that fireworks season is back with a bang and a whoosh and frequent flashes, we thought we’d share seven simple steps you can take to help your beloved pets avoid anxiety this weekend.
Below are four tips from the world-renowned Battersea Dogs Home, followed by three more ideas from the CATS Protection charity.
- Stay indoors. Don’t walk your dog in the evening during fireworks weekend.
- Draw the curtains. Unexpected flashes can cause dogs anxiety as much as random bangs, so close the curtains.
- Give your dog space. Confining your dog in one room during the evening can cause extra anxiety for them. Instead, let them wander indoors as much as they want.
- Distract them with treats. Long-lasting chews and bones are a great way to keep their minds off what’s happening outside.
- Stay calm. Instead of overly comforting an anxious cat, keep cool – your cat is more likely to feel relaxed if you are.
- Create a safe space for your cat. A cardboard box lined with blankets is ideal. However, cats feel safer higher up – so place the box on a sturdy shelf if possible.
- Play music. Cats and loud noises don’t necessarily mix. Try keeping a radio or TV on. This distraction can lessen outside noise and help if your cat gets scared from the sudden sounds of fireworks. Nina Simone’s Feline Good is a cat classic (sorry, we couldn’t resist).
More helpful information about keeping pets safe and sound can be accessed via www.cats.org.uk and www.battersea.org.uk.
Although this article features advice for dogs and cats, the basic care principles are the same for many of our beloved pets.
We hope you enjoy the fireworks this weekend and that your pets don’t even notice them.
Thanks for reading.
How to Winter-Proof Your Rental Property
We look at how landlords in Ayrshire can make sure their rental investments stand up to the challenges of winter weather.
With winter officially only a few weeks away, the time is now ideal for landlords to take steps to ensure their properties are prepared for whatever December to February serves up.
By putting a winter property maintenance plan in place, you’re setting yourself and your tenants up for a trouble-free winter period.
Begin with boilers – The best time to service a boiler is in September, ahead of it being plunged into constant action in the months that follow. The second-best time to service a boiler is right NOW. By keeping on top of boiler and heating maintenance, you’ll save a lot of money and avoid hassle in the long run.
Remember your radiators – Bleeding your radiators is a simple, yet effective way of ensuring they are working as well as they should be.
Look at lagging – Frozen pipes that burst are the stuff of nightmares for any serious landlord. So, take the time to ensure pipes are wrapped in lagging to reduce the risks of freezing and potentially bursting.
Go to guttering – Don’t wait until the weather turns before you clean out your gutters. Blockages can build up over time and slowly cause unseen damage.
Insulate everywhere – Insulating a loft is an excellent way of keeping the warmth in and the heating bills lower. But don’t forget that even insulating against draughts can be a small way of making a big difference to how warm a property feels.
Fix that fence – The stronger seasonal winds love claiming a poorly maintained fence as one of its victims. So, act now to ensure any weak spots in your fencing are ready to stand up to whatever the winter winds throw at it.
Check it out – If your property is vacant for any sustained period over the winter months, diarise weekly or fortnightly visits to it to keep an eye on things. If you can’t do this, then it’s the kind of thing a good, local letting agent can do for you.
Your rental property is an asset, and having happy tenants is a key part of making the most of it, so take the time and spend the money on creating a safe, comfortable home for them this winter.
And don’t worry if you’re not a Handy Andy or a DIY Diana. At Parkview Property, we have good working relationships with maintenance people who can do all the work for you.
Carbon Monoxide Poisoning: A Shocking Statistic That Ayrshire Landlords Should Know
In this three-minute read, we examine the dangers posed by carbon monoxide.
I recently read a statistic about private landlords that left me speechless
A massive 56% of private renters say they live in a property that doesn’t have a carbon monoxide alarm*.
Can such a high percentage of landlords really be ignoring safety advice and flouting regulations on carbon monoxide alarms?
By law, any room in a rental property with a solid fuel-burning device or a gas appliance (such as a boiler) should have a working carbon monoxide alarm.
These rules are there for a good reason – carbon monoxide poisoning can cause severe illness and even death. There’s no excuse for complacency.
How is it made?
Carbon monoxide is a by-product of burning fossil fuels. When fuels like gas, oil, charcoal, wood, or coal fail to burn properly (a process called incomplete combustion, caused by a lack of oxygen), carbon monoxide is produced.
Exposure to it is hazardous to humans and animals.
Detecting it
You can’t see, smell or taste it; hence its nickname, the Silent Killer. To keep safe, you need to ensure carbon monoxide alarms and fuel-burning appliances are in good working order.
Good ventilation is crucial, too. Blocked flues and chimneys are problematic, as are poorly fitted flues.
Other warning signs include:
- Black or brown stain marks around heaters and fireplaces.
- Pilot lights on gas appliances that extinguish regularly or burn yellow (they should burn blue).
- Flames that burn yellow or orange.
- Excessive condensation in a room where there is a device that burns fossil fuels.
- Excessive soot.
Symptoms
Signs of carbon monoxide exposure include vertigo, tiredness, nausea, headaches, chest pains, and blurred vision. The affected person may slip into a coma and then die. The NHS says 60 people die from carbon monoxide exposure every year.
Keeping your tenants and property safe
Landlords should:
- Brush up on the regulations and install carbon monoxide alarms where required.
- Ensure working fireplaces are serviced and swept by a competent person.
- Have gas appliances regularly serviced by a qualified engineer.
- Check any carbon monoxide alarms in the property are working when the tenant moves in (note this in the check-in inventory).
- Ask tenants to test carbon monoxide alarms regularly.
- Test carbon monoxide alarms during mid-tenancy inspections.
- Endeavour to avoid cowboy builders who could bodge boiler and flue installations.
For more advice about keeping your tenants safe and staying on the right side of the law, contact us here at:
Parkview Property 01292 442888
*According to a survey by property software company Plentific.
The Pros and Cons of Investing in Property with a Friend
In this two-minute read, we ask if it’s wise to buy a rental property in Ayrshire with a mate.
Purchasing a buy-to-let property with a friend is an appealing prospect – on paper, at least.
But it’s important to carefully weigh up the risks and rewards before taking the plunge.
Here’s a list of the pros and cons of becoming a landlord with a friend.
The pros
- The role of landlord comes with a plethora of responsibilities. Sharing these duties with a trusted friend will lighten the load.
- Your co-investor may have a different skill set to you, meaning you can play to your strengths while they play to theirs.
- Most lenders require larger deposits for buy-to-let mortgages. Splitting your investment means you don’t have to pay as much cash up front.
The cons
- You never really know someone until you’ve gone into business with them. If the two of you disagree on how to manage the property, the friendship could suffer.
- If your tenant falls into arrears, as landlords, you’ll have to stump up the cash. However, if your investor buddy can’t pay their share for whatever reason, you’re liable for the shortfall.
- You might be on the same page as your friend right now, but people’s circumstances change. Further down the line, your friend may decide that they want to sell up when you don’t, or vice versa.
Tips
If you’re still keen to invest with a friend, here’s how to mitigate some of the risks.
Get a good lawyer
You need a legally binding agreement that states:
- How much each party is investing
- The ownership split
- Responsibilities regarding bills and maintenance
- What happens if one or both parties want to sell
- A dispute resolution mechanism should you disagree on an issue
Get a will
In some cases of co-ownership, if one party dies, the property automatically goes to the other person unless otherwise stated in a will.
Don’t feel pressured
If your friend thinks a formal agreement is unnecessary – they may see it as a sign that you don’t trust them – politely, but firmly, pull out of the deal.
Without the right paperwork in place, you risk getting caught up in a protracted and messy dispute later on.
Going ahead based on a wink and a handshake could cost you the friendship and much more if things don’t turn out according to plan.
For more advice on investing in the buy-to-let market, contact me, Janice Molloy at Parkview Property 01292 442888
Winter Is Coming
Winter Is Coming – Here’s How to Make the Most of It in Ayrshire
In this two-minute read, we look at how to ward off Seasonal Affective Disorder (SAD).
Are you struggling with the dark days and long nights that kick in at this time of year? Don’t worry – you’re not alone.
Millions of folk experience a dip in mood during the colder, greyer months, often referred to as the ‘Winter Blues’.
Some go on to develop Seasonal Affective Disorder (SAD) – a type of winter depression that seriously impacts everyday life.
Symptoms include lethargy, mood swings, oversleeping, and appetite changes (especially a craving for carbs).
Here are five ways to fight off the blues over the coming months.
- Bask in the light
As SAD is closely linked to a lack of exposure to sunlight, make sure you spend time outdoors every day (especially when the sun is out). Maximise the light in your home and workplace by opening curtains and blinds during the day.
- Eat well
Avoid calorie-laden carbs – they’ll make you want to snooze on the sofa. Instead, eat oily fish, eggs, mushrooms, and red meat as they contain Vitamin D, a nutrient we usually get from exposure to the sun.
- Exercise
Exercise produces feel-good endorphins and improves your sleep. Enlist a friend to be your winter exercise buddy to keep you motivated. Wrap up and take a walk along one of our beautiful Ayrshire shores.
- Live like a Scandi
Embrace the Nordic concept of Friluftsliv, which means ‘outdoor living’. This involves exercising and socialising outside in the colder months. If you have outdoor space at your home, install a fire pit, chiminea or outdoor heating, and fairy lights or lanterns. Then invite some friends over for an alfresco tipple.
- Take the plunge
If you’re feeling brave, why not try cold water swimming? Researchers believe it can boost your mood, sleep, and circulation. Coldwater newbies should take things slowly and always swim with someone else and in a safe location.
And if you’re still struggling
Don’t be afraid or embarrassed to speak to your GP if you feel like things are getting on top of you. They may suggest getting a light box (a special lamp that emits bright light), counselling, or prescribe medication.
From us here at Parkview Property, take care of yourself and thanks for reading.
Why Ayrshire Landlords Could Be Taking Expensive Shortcuts
In this two-minute read, we look at the false economies many landlords in Ayrshire are making regarding their rental properties.
Many of us realise doing a bit of DIY can save you money. But it comes with a caveat that you must know what you’re doing first.
For every successful bit of hallway decorating, there are dozens of tales of lopsided shelves, incorrectly fitted taps, and a whole host of other DIY disasters and fails.
And this risky approach doesn’t just apply to home DIY – we often see it when a landlord tries to do everything themselves.
Here are five of the most common mistakes landlords make when they think about the pennies but take their eyes off the pounds.
- Marketing matters – There’s much more to marketing a rental than simply slapping it on Facebook or Gumtree and hoping for the best. It’s nigh on impossible to achieve a property’s optimum rent by using this approach.
- Poorly referenced tenants – An excellent letting agent will carry out all the proper referencing needed to ensure you get a good, reliable tenant. Skipping this process and ‘going with your gut instinct’ can be hugely expensive further down the line if the tenancy turns troublesome.
- Maintenance mistakes – The most significant error landlords make when it comes to maintenance is not having money set aside in their budget to keep their property in good condition. A general rule of thumb is to put away £100-150 per month towards maintenance and general upkeep.
- Cheap is not cheerful – Many landlords make false economies by scrimping on things like flooring, windows, and taps and fittings, only to have to replace them more quickly than they would have if they invested a little more in the first place.
- Temperamental tradespeople – The nightmare scenario for many landlords. A call comes in on a Sunday evening (usually when you’re on holiday) from a tenant telling you the boiler has packed up. DIY landlords often rely on their own trade contacts in this situation, which can be great but is often not. However, a good letting agency has access to a pool of tried and trusted tradespeople who fix things fast and professionally.
Of course, we understand that you want to get the best possible returns from your rental investment. But experience has taught us that using a letting agent to find tenants and manage your property is money well spent.
We’d be delighted to offer a free review of your rental property/properties and highlight where you can save money but also protect your assets.
Call us on 01292 442888 or email info@parkview-property.co.uk
HOME MOVERS - HAVING SECOND THOUGHTS?
Whether You’re Buying Or Renting in Ayr, You’ll Regret Not Reading This … Probably
In this two-minute read, we look at avoiding regret when it comes to buying or renting a new home.
We’ve all had it – that gnawing sense of buyer’s remorse when we’ve made a purchase.
It could be the make of that new car you’ve ordered. Or the colour of that dress that looked good online, but will it have a wow factor when the delivery driver drops it off?
Or something as simple as ordering a dish in a restaurant that you suddenly wish you hadn’t as your friend’s requested meal sounds infinitely more appetising.
On a more serious (and expensive note), according to research by insurance company Aviva, over a quarter of people who bought a home during the pandemic now have some regret linked to it.
It was either the cost, location, or the property itself that created the nagging feelings of doubt.
The good news is the risk of buyer’s or renter’s remorse can be reduced by following these nine simple steps.
- Have a realistic budget and stick to it.
- Work out what you want from a home and what you actually need.
- Think ahead, will this home be providing what you need in five years’ time?
- Consider all the moving costs like removals, storage, legal fees etc.
- Consider any commute time, transport links, and even broadband speeds.
- Research the area if it’s new to you. The steps below are worth following.
- Consider speaking with people who already live in the area you’re looking at. If you’re brave enough, knocking on doors in the neighbourhood and asking direct questions can be priceless and very revealing.
- Jump on social media and ask in Facebook (other social networks are available) community groups what the area is like to live in.
- Speak to me. As a local property expert, I’ll give you an honest opinion on areas and the types of property you’re interested in.
And remember, it’s natural to have second thoughts about something as big as moving home – so don’t beat yourself up about it. But by taking a little more time and applying some more research, you’ll be more confident and comfortable about moving.
I’ve been helping people in Ayrshiremove home for more than 17 years and having a chat with me is something you won’t regret.
Call me on 01292 442888
Tenants Guide To A Stress Free Move
Step-by-Step Stress Free Moving Guide for Renters
In this two-minute read, we look at how renters in Ayrshire can take the hassle out of finding a place to live.
Are you looking to move into a new rental property? Here’s a guide to finding a new home.
- Research
Identify where you would like to live and what kind of property you’re looking for. For example, if you work from home, you might need office space. If you have children, you may want a garden. Having a clear idea of your needs means you won’t waste time looking at totally unsuitable properties. Once you’ve made up your mind, make a list of local letting agents.
- Budget
Itemise monthly expenses such as rent, council tax, and utility bills so that you understand what your outgoings will be (and to clarify if your choice of property type is within budget). Make sure you also factor in moving costs and set aside money for a deposit.
- Viewings
Finding a rental property is a bit like dating – sometimes it can take a while to find ‘the One’. It can be helpful to make notes (during viewings, that is, not dates – that would be weird, obviously).
- Be decisive
If you see a property that ticks all your boxes and is within budget, don’t mess about. Good properties are always in hot demand, let the agent know you are interested and ask for an application.
- References
Before you get the okay to move in, you’ll need to complete the application process by providing several important pieces of information. Expect to be asked for photo ID and your National Insurance number, along with bank statements and payslips (covering the past three months). The landlord will also seek references from your employer and previous landlord.
- Contract
Once the reference checking process is complete, you’re on the home stretch. All you need to do now is sign your contract. Always read any agreement thoroughly, and if you don’t understand something, ask for further explanation. At this point, you’ll also receive details about the electricity, and gas suppliers at the property. Note: You’ll also have to cover the TV licence and council tax.
And finally
Confirm your moving date and get packing!
For information about renting, or putting a property on the rental market, contact us here at Parkview Property
My name is Janice and I am always here to help 01292 442888.
Beginners Guide to Building A Buy To Let Portfolio
Beginner’s Guide to Building a Buy To Let Property Portfolio in Ayrshire
In this two-minute read, we look at the basics of building your portfolio and how to try and make your investment a sound one.
Building a property portfolio might sound like a great way to build an additional income, but it can be a tricky area to navigate with lots of pros and cons.
Getting started
First things first, where is the cash coming from? Have you already got a property and looking to buy a second? Or maybe you’re tentatively dipping your toes into the rental property market for the first time.
Whether you’re refinancing an existing property, or you’ve won the lottery (fingers crossed!), your initial pot needs to be big enough to cover the deposit (minimum of 25%) and legal costs. This is the minimal starting point when looking to buy additional properties.
Create a property profile
Have a clear idea of the kind of properties you’re looking for. Do you want to renovate and add value, or do you want something that tenants can move into straight away? Sticking to a checklist of requirements will help you stay focused and find a deal that really works for your budget.
Always know your numbers
Money money money… no this isn’t an ABBA song, it’s the core of building your property portfolio. A savvy landlord or property owner needs to know exactly where the money is coming from (or going to) for every step of the process. There’s your deposit, legal costs, stamp duty, renovation costs, rental yield, agency fees etc. It’s basically a never-ending spreadsheet that you need to keep on top of.
Knowing your numbers and carefully planning a budget is the key to successfully growing your portfolio.
Get chatting
Building a property portfolio requires you to build relationships. Call me for a chat or arrange a meeting to tell me what you’re looking for, and your budget. I will keep you in mind when anything suitable comes up. Similarly, my Lettings experience and knowledge regarding the types of tenants attracted to Ayrshire and their property requirements will help shape your initial property searches and buying decisions.
Create a network
Trust is so important when you’re buying property. Make sure you’re working with people you can rely on and that have the relevant experience. This applies to your solicitor, mortgage broker, and your builder (if your purchase needs some TLC).
Once you’ve established these working relationships, next time, hopefully the process will be easier. Personal recommendations from a friend or family member are a great place to start, but never feel like you have to settle for the first professional you meet.
To get started with your buy-to-let property search in Ayrshire, give me a call on 01292 442888.
A Landlords Dilemma
To Furnish or Not to Furnish? A Landlord’s Dilemma
In this two-minute read, we ask some questions you should think about before renting out your property in Ayrshire
Once the last lick of paint has been applied and the carpets have been laid, it’s time to decide whether or not to furnish your rental property.
It’s a question that has many landlords scratching their heads. Does a furnished property command a higher rental yield? Or is it more hassle than it’s worth?
What type of rental property do you have?
Certain rental properties need to be furnished. For example, if you own a House in Multiple Occupation (HMO) it’s wise to provide furniture, even if it’s the basics of just a bed, wardrobe, and chest of drawers.
Freehold properties are best left unfurnished so that tenants can make the property more homely.
What type of tenant does your property attract?
Furnished properties are very attractive to short- and mid-term renters such as students and professionals. So, if your property is located close to a university, a furnished property is a good idea.
Students will move in straight from their family homes so are unlikely to bring bulky furniture with them. Professional tenants prefer furnished homes as it saves them money and they can move in quickly.
An unfurnished property is more suitable for families or elderly tenants who rent for the long term and tend to bring their own furniture with them.
Do you have insurance?
If you furnish your rental property, you may want to think about landlord’s insurance to cover any damage that can occur to items within the premises. While this is an additional outgoing, if a large item of furniture needs to be replaced due to breakage or tenant damage, you’ll usually be protected.
Other points to think about when considering furnishing your rental are:
- If tenants are moving large items of furniture in and out, there is a higher risk of damage to your walls/floors
- As a landlord, you are not responsible for insuring tenants’ furnishings
- Tenants in furnished properties can move out easily, so you can get your rental back on the market quickly
- Depending on the location of your rental and the quality of your furnishings, you may be able to command a higher rent
If you want more help and advice as to the best furnishing option for your Ayrshire rental property, give us a call on 01292 442888